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Users apply within QuickBooks Online (or QuickBooks Desktop) for the optional QuickBooks Payments feature.

QuickBooks Payments with Intuit Merchant Services This article explains the steps for credit card processing through QuickBooks Online. Then consider using Intuit QuickBooks and seamless third-party software integration. Your first step to processing credit cards with QuickBooks Online is to apply for QuickBooks Payments. QuickBooks credit card processing includes customer payment links when invoicing, depositing cash receipts from payments into the user’s merchant account daily, and automatically recording the credit card transactions. QuickBooks Online, with its QuickBooks Payments option, uses Intuit Merchant Services for customer credit card processing services, and efficiently receives credit card payments.